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As summer approaches, thoughts of dusting off the motorcycle or purchasing a boat are at the forefront of our minds.  A word of caution: don't get swept up in all the great summer fun without making sure you're properly insured. 

  • If it's a licensed vehicle, then you MUST at least have liability coverage to legally operate it on the streets. 
  • Insurance companies account for your boat lay-up period in the premium.  Damage can occur while your boat is stored and without insurance your investment is left unprotected. 
  • Purchasing a dirt bike or an ATV?  Check with your agent to see if a separate policy is needed to cover personal injury or property damage.  Most often, a homeowner's policy will not cover such claims.   
  • Pull-behind trailers are only covered for liability claims, unless collision coverage for the trailer has been added to the vehicle pulling the trailer. 

Consult with a HomeStar Insurance agent TODAY to ensure proper coverage. 

Posted 11:51 AM  View Comments

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